Financial tips & tricks @ CashBuzz.com » 2005

	Cash Advance The pros and cons of short-term cash advance and payday loans. read more		Credit Cards Vital information that will help you maximize the usefulness of credit cards. read more
	Mortgage Loans Vital information that will help you acquire a home loan at a price that's right for you. read more		Stored Value Cards Vital information on this growing alternative to traditional checking accounts. read more
	Auto Loans Things to consider to obtain the best rates with any auto loan. read more		Auto Title Loans The pros and cons of these risky loans that could cost you your automobile. read more
	Debt Consolidation The pros and cons of this debt reduction strategy that combines debts into lump sums. read more		Credit Repair Useful tips and tricks to improve your credit rating like a pro. read more

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20 Percent Down? Not Necessarily

Historically, consumers who were approved for mortgage loans were required by lenders to make down payments equal to 20 percent of the value of the home they were interested in buying. With many lenders today, the mandatory 20 percent down payment is now a thing of the past.

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The Tangled Web of Mortgage Closing Costs

When you’re finally ready to finalize the purchase of a new home and have a mortgage ready to be signed, you may be responsible for paying up to several thousands of dollars in fees associated with the mortgage closing upfront.

Any professional work or documents that need to be prepared to finalize the purchase of your new home may increase your closing costs substantially.

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Know Your Credit Score Before Applying for a Mortgage

It is important to know what your credit score is before you apply for a mortgage loan.

Finding out your current score ahead of time will help you determine what lenders may be willing to provide you with a mortgage and how much money may qualify for.

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