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The pros and cons of short-term cash advance and payday loans.
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Vital information that will help you maximize the usefulness of credit cards.
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Vital information that will help you acquire a home loan at a price that's right for you.
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Stored Value Cards Stored Value Cards
Vital information on this growing alternative to traditional checking accounts.
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Auto Loans Auto Loans
Things to consider to obtain the best rates with any auto loan.
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Auto Title Loans Auto Title Loans
The pros and cons of these risky loans that could cost you your automobile.
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Debt Consolidation Debt Consolidation
The pros and cons of this debt reduction strategy that combines debts into lump sums.
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Credit Repair Credit Repair
Useful tips and tricks to improve your credit rating like a pro.
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To Finance or Not to Finance New? Your Credit is the Question

You're finally ready. You need a new car and are going to go for that sports car you've always wanted. You need a loan but have an excellent paying job and should be able to afford the payments, you think. You get a copy of your credit report and the...
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Alternatives to Auto Title Loans You May Want to Consider

If you’re desperate for cash and are considering taking out an auto title loan, you may want to consider an alternate source of funds. Otherwise, you could be putting your automobile and your livelihood at risk.

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The Equity Draining Risks of Zero Percent and Adjustable Rate Mortgages

Making your regularly scheduled mortgage loan payments without building any equity in your home may be a very bad idea in the long run.

Equity is represented as the current market value of a home minus how much you still owe on it. With traditional fixed rate mortgages, every payment a homeowner makes will build equity in the home. A number of alternative mortgage options available today are doing away with the equity building benefits of fixed rate mortgages.

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Pre-Approved Credit Card Offers - Bait-and-Switch?

Pre-approved credit card offers can sometimes be a classic example of bait-and-switch marketing. When it comes right down to it, pre-approval means little, if anything at all.

If you’re like most consumers, you probably get several of these pre-approved credit card offers in your mailbox every year. The better your credit is the more offers you’ll get and the better the offers may seem at first glance.

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