It’s a common misconception that cash advance lenders will approve almost anyone for a cash advance. Although it’s true that these lenders typically serve the needs of subprime consumers, some subprime consumers present too much of a risk for even a cash advance lender.

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If you’re facing a financial crisis and have no choice but to seek out a short-term loan with triple digit interest rates, an auto title loan should probably be your last resort.

Before you ever consider taking out a title loan you should consider any possible alternatives.

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If you’re purchasing a new automobile with any less than 20 percent down, “gap” insurance may save you from shelling out thousands of dollars to pay off your auto loan if your vehicle is stolen or totaled.

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