Financial tips & tricks @ CashBuzz.com » 2006

	Cash Advance The pros and cons of short-term cash advance and payday loans. read more		Credit Cards Vital information that will help you maximize the usefulness of credit cards. read more
	Mortgage Loans Vital information that will help you acquire a home loan at a price that's right for you. read more		Stored Value Cards Vital information on this growing alternative to traditional checking accounts. read more
	Auto Loans Things to consider to obtain the best rates with any auto loan. read more		Auto Title Loans The pros and cons of these risky loans that could cost you your automobile. read more
	Debt Consolidation The pros and cons of this debt reduction strategy that combines debts into lump sums. read more		Credit Repair Useful tips and tricks to improve your credit rating like a pro. read more

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Auto Dealership Loan Payoff Agreements Invalid if Not in Writing!

Never trade-in an automobile you still owe money on if an auto dealership agrees to pay off what you owe but won’t put the agreement in writing. Otherwise, the dealership won’t be under any legal obligation to pay off your trade-in.

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Alternatives to Trading in an Auto You’re Upside Down on

If you owe thousands more than your current vehicle is worth at resale, trading it in today may not be in your best interest. Your primary goal should be to minimize the amount of cash you’re upside down in your current auto loan before getting into another one.

Since you probably won’t get the full trade-in value of your vehicle from a dealership you may want to get a new vehicle from, you should consider a few alternatives.

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Trading in Your Vehicle May be a Bad Idea if You’re Upside Down in Your Auto Loan

No automobile lasts forever. At some point you’re probably going to want to get rid of your current vehicle and trade it in for another one. If you owe more than your own vehicle is worth when you’re ready to trade it in you may want to reconsider your decision.

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